TWFG, Inc. Common Stock

TWFG, Inc. Common Stock

TWFG
TWFG, Inc. Common StockUS flagNASDAQ Global Select
21.67
USD
+0.70
- -
281.65MMarket Cap
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.23
12.69
13.11
15.69
16.92
Basic EPS, GAAP
- -
- -
0.19
0.53
0.56
Free Cash Flow per Basic Share
1.02
1.1
1.04
-0.59
-1.31
Dividend per Share
1.56
2.54
0.63
1.06
1.42
Book Value per Share
2.49
0.41
1.04
1.57
1.68
Tangible Book Value per Share
2.77
-0.41
13.7
11.94
9.7
Basic Weighted Avg Shares
13
13
15
15
15
Sales/Revenue/Turnover
148
167
194
234
253
Operating Margin (%)
12.92
12.76
9.91
10.2
11.97
Depreciation Expense
3
5
12
18
21
Net Income, GAAP
- -
- -
3
8
8
Effective Tax Rate (%)
- -
- -
4.97
7.38
7.34
Profit Margin (%)
- -
- -
1.42
3.4
3.32
Working Capital
42
40
202
181
143
LT Debt
10
48
7
5
4
Total Equity
58
31
275
317
306
Return on Invested Capital (%)
- -
27.69
9.87
7.21
9.22
Return on Capital (%)
- -
-48.58
-14.76
-10.15
-12.12
Return on Common Equity (%)
- -
- -
26.3
41.01
39.99

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
3
3
3
LT Borrowings
3
2
2
LT Finance Leases
3
3
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
15
14
Market Capitalization
409
430
275

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
211
226
201
Cash, Cash Equivalents & STI
151
156
125
Accounts Receivable, Net
36
45
45
Inventories
- -
- -
- -
Total Current Liabilities
45
44
59
Payables & Accruals
25
23
31
ST Debt
3
3
3
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
15.03%
Free Cash Flow
- -
- -
-156.84%
Net Income, GAAP
- -
- -
190.09%
Sales/Revenue/Turnover
- -
- -
20.77%
Total Cash Common Dividend
- -
- -
70.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45
51
51
46
194
2025
52
58
62
63
234
2026
70
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.08
0.11
0.19
2025
0.09
0.13
0.11
0.2
0.53
2026
0.12
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.36
- -
0.15
0.63
2025
0.14
0.75
0.17
- -
1.06
2026
0.5
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Richard Finley Bunch
Full Time Employees
293
Sector
Financial Services
Industry
Insurance - Brokers
Address
1201 Lake Woodlands Drive The Woodlands TX United States of America 77380
IPO Date
Jul 18, 2024
Website
twfg.com
Business
TWFG, Inc. operates as an independent distribution platform specializing in personal and commercial insurance products across the United States. The company offers a comprehensive range of insurance products including auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits. It serves a diverse customer base with tailored coverage options for both individuals and small to medium-sized businesses. Founded in 2001 and headquartered in The Woodlands, Texas, TWFG operates over 400 branches in 17 states plus the District of Columbia and manages more than 2,000 managing general agent (MGA) agencies across 41 states. In recent developments, TWFG completed four acquisitions during the second quarter of 2025, expanded into new geographic markets including Kentucky and New Hampshire, added multiple new retail branches, and launched a new MGA property program in Florida, strengthening its presence in the eastern Gulf region. The company also used proceeds from its July 2024 initial public offering to acquire newly issued LLC units of its holding company, positioning TWFG as the sole managing member. These strategic moves have contributed to significant financial growth, with a reported 14.4% increase in total written premium and a 40.7% rise in adjusted EBITDA for mid-2025, alongside raised revenue guidance for the year. TWFG is recognized as the seventh-largest personal lines insurance agency in the U.S. by revenue and maintains a strong focus on small business property and casualty insurance. It operates as a subsidiary of Bunch Family Holdings, LLC, emphasizing an agency-in-a-box model that streamlines administrative functions such as carrier access and marketing tools for agencies. The company’s operations are supported by its extensive network and strategic acquisitions, facilitating organic revenue growth and expanding its market footprint in key regions. This operational and strategic profile positions TWFG as a growing and dynamic insurance distributor with a comprehensive portfolio of insurance products and a strong geographic reach focused on both personal and commercial lines within the United States. Its recent expansions and financial performance underscore its competitive positioning in the insurance brokerage sector.

Company News

APIChatGPT
  • Best Momentum Stocks to Buy for June 18th

  • New Strong Buy Stocks for June 18th

  • TWFG Marks 25th Anniversary with Record-Breaking National Agent Convention

  • Wall Street Analysts Predict a 30.97% Upside in TWFG, Inc. (TWFG): Here's What You Should Know

  • TWFG, Inc. to Participate in the William Blair 46th Annual Growth Stock Conference

  • TWFG, Inc. Advances National Growth and Distribution with Fortress Insurance Services Deal

  • TWFG Q1 Earnings Call Highlights

  • TWFG, Inc. (TWFG) Q1 2026 Earnings Call Transcript

  • TWFG, Inc. (TWFG) Q1 Earnings and Revenues Beat Estimates

  • TWFG, Inc. (TWFG) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • TWFG Announces First Quarter 2026 Results

  • TWFG Insurance Acquires APIA Inc., Expanding Specialty MGA Capabilities and Supporting Long-Term Growth

  • TWFG, Inc. (TWFG) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Why TWFG, Inc. (TWFG) is Poised to Beat Earnings Estimates Again

  • SiriusPoint Ltd. (SPNT) Hits Fresh High: Is There Still Room to Run?

  • How Much Upside is Left in TWFG, Inc. (TWFG)? Wall Street Analysts Think 28.74%

  • TWFG, Inc. To Announce First Quarter 2026 Financial Results on Thursday, May 7, 2026

  • TWFG, Inc. (TWFG) Upgraded to Buy: Here's Why

  • TWFG, Inc. (NASDAQ:TWFG) Receives Consensus Recommendation of “Hold” from Analysts

  • Earnings Estimates Moving Higher for TWFG, Inc. (TWFG): Time to Buy?